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job_organization_name

city

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<h3>Job Description</h3>
We are seeking a dynamic and strategic credit leader to develop and manage an integrated set of credit underwriting strategies for our personal loan product. This role is pivotal in driving resilient, risk-adjusted growth through data-driven decision-making, innovative frameworks, and cross-functional collaboration.
The ideal candidate will bring deep expertise in consumer lending, pricing optimization, effective communication, and credit risk management, along with a proven track record of building high-performing teams and delivering strategic impact across the full credit lifecycle.
In the Role
Strategic Leadership
<ul>
<li>
Lead the development and execution of underwriting strategies that balance risk, margin, and volume across products and customer segments.
</li>
<li>
Design and scale best-in-class credit infrastructure to support operational efficiency, automated risk management, and valuations.
</li>
<li>
Create and drive strategic credit initiatives that align with enterprise goals and unlock resilient business growth.
</li>
</ul>
Team &amp; Talent Development
<ul>
<li>
Build, lead, and coach a high-performing team of credit analysts and managers.
</li>
<li>
Foster a culture of excellence, accountability, and continuous development.
</li>
</ul>
Analytical &amp; Technical Execution
<ul>
<li>
Conduct advanced statistical analysis and modeling using regression and machine learning to understand customer behavior and forecast outcomes.
</li>
<li>
Develop profit-driven decision frameworks and risk strategies within risk appetite, with a full credit-cycle view.
</li>
<li>
Oversee reporting, performance monitoring, and strategy validation to ensure continuous improvement.
</li>
</ul>
Cross-Functional Collaboration
<ul>
<li>
Partner with product, finance, risk, and operations teams to drive improved credit performance across the organization.
</li>
<li>
Act as both a strategic leader and internal customer to ensure alignment and execution of business priorities.
</li>
</ul>
Communication &amp; Influence
<ul>
<li>
Translate complex data into actionable insights for executive leadership.
</li>
<li>
Communicate strategy progress, performance, and recommendations to senior stakeholders.
</li>
</ul>
Requirements
<ul>
<li>
Bachelor’s degree in a quantitative discipline (e.g., Engineering, Statistics, Economics, Business Management, Computer Science); Master’s or PhD preferred
</li>
<li>
10+ years of experience in consumer lending, with deep expertise in pricing, credit strategy, and risk analytics
</li>
<li>
5+ years of leadership experience, including team development and strategic planning
</li>
<li>
Proven ability to develop innovative, data-driven solutions to complex business problems
</li>
<li>
Strong knowledge of pricing optimization tools, credit decisioning frameworks, and customer segmentation techniques
</li>
<li>
Exceptional communication and stakeholder management skills
</li>
</ul>
Location: Baltimore, MD or New York, NY
Who we Are
OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we’ve looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.
Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we’re committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There’s never been a better time to shine with OneMain.
Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That’s why we’ve packed our comprehensive benefits package for full- and some part-timers with:&nbsp;
<ul>
<li>
Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances&nbsp;
</li>
<li>
Up to 4% matching 401(k)  &nbsp;
</li>
<li>
Employee Stock Purchase Plan (10% share discount)  &nbsp;
</li>
<li>
Tuition reimbursement  &nbsp;
</li>
<li>
Paid time off (15 days’ vacation per year, plus 2 personal days, prorated based on start date)&nbsp;
</li>
<li>
Paid sick leave as determined by state or local ordinance, prorated based on start date&nbsp;
</li>
<li>
Paid holidays (7 days per year, based on start date)&nbsp;
</li>
<li>
Paid volunteer time (3 days per year, prorated based on start date)&nbsp;
</li>
</ul>

VP/MD - Personal Loan Credit

<h3>Job Description</h3>
Commercial Lending &amp; Restructuring Legal Counsel
Country: United States of America
Your Journey Starts Here:
Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.
An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!
The Difference You Make:
Legal Counsel provides day-to-day leadership and advice to the commercial lending and workout lines of business on a range of matters including commercial lending, distressed assets, lender liability, debt restructure, collections, litigation and insolvency.
<ul>
<li>
Provides legal advice to internal clients on issues related to distressed commercial real estate loans.&nbsp;
</li>
<li>
Prepares, negotiates and reviews legal notices, restructuring documentation and other agreements related to defaulted assets.&nbsp;
</li>
<li>
Advises management and various partners to help ensure operations comply with laws and other regulatory provisions and contractual obligations.
</li>
<li>
Drafts, reviews, negotiates, advises regarding and/or approves policies, procedures, contracts and related documents for business operations, regulatory compliance, , confidentiality of proprietary information, , and generally to support business operations and promote the company's objectives and interests.
</li>
<li>
Provides legal counsel and guidance to the company's and its various entities' management and boards of directors on strategies and solutions to potential, anticipated and/or identified legal, regulatory and/or compliance matters and issues of concern.
</li>
<li>
Collaborates with internal clients to analyze and resolve defaulted loans in a cost-effective manner.&nbsp;
</li>
<li>
Prepares default, demand, acceleration and other legal notices.&nbsp; Drafts, reviews, and negotiates documentation of loan restructures, forbearances and settlements.&nbsp;
</li>
<li>
Analyzes lender liability risk and negotiates with borrowers to resolve disputes.&nbsp;
</li>
<li>
Retains and manages external counsel for workout matters, including providing strategic direction and controlling costs.&nbsp;
</li>
<li>
Provides ongoing reporting on litigation caseload.&nbsp;
</li>
<li>
Completes diligence and coordinate closings for debt restructures, including the acquisition of collateral.&nbsp;
</li>
<li>
Acts as legal/technical expert providing advice, insights and solutions to clients and consultants on applicable legal/technical and compliance issues affecting strategies, programs, plans (design and operations), and practices.
</li>
<li>
Analyzes key policy, legislative and legal developments and issues, and shares advice, insights and solutions with internal and external clients.
</li>
<li>
Researches relevant legal issues and technical and industry specific topics.
</li>
<li>
Reviews current developments in the area of legal/technical expertise, prepares complex technical analyses and develops advice, insights, and solutions.
</li>
</ul>
 What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Bachelor's Degree or equivalent work experience. - Required.
Juris Doctor (JD”). – Required.
Active licensed attorney and member of NY state bar in good standing. – Required.
5+ years of experience practicing law in a financial services firm, bank, or law firm with a focus on Commercial Real Estate.
<ul>
<li>
Excellent interpersonal skills with an ability to provide sound, clear legal advice to senior executives and other senior leaders.
</li>
<li>
Expertise handling government and regulatory enforcement actions that involve civil and criminal inquiries directed at large corporations operating in highly regulated industries.
</li>
<li>
Outstanding verbal and written communication skills.
</li>
<li>
Desire and aptitude to work in a collaborative environment on a team of high-performing legal professionals.
</li>
<li>
Strong ability to identify and solve complex problems.
</li>
<li>
Ability to present information clearly and effectively in written and oral form.
</li>
<li>
Ability to develop strategy and tactics for complex, high profile matters.
</li>
</ul>
 Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.
What Else You Need To Know:
The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.
Base Pay Range
Minimum:
$93,750.00 USD
Maximum:
$170,000.00 USD
Link to Santander Benefits:
Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)
Risk Culture:
We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.
EEO Statement: 
At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions:
Frequent minimal physical effort such as sitting, standing&nbsp;and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights:
This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.
What To Do Next:
If this sounds like a role you are interested in, then please apply.
We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at <a href="mailto:TAOps@santander.us" target="_blank">TAOps@santander.us</a> to discuss your needs.
 
Primary Location:&nbsp;New York, NY, New York
 
Other Locations:&nbsp;New York-New York,New York-New York
 
Organization:&nbsp;Santander Holdings USA, Inc.

Commercial Lending & Restructuring Legal Counsel

<h3>Job Description</h3>
JOB DESCRIPTION
\n
Job Summary \n Molina Healthcare Services (HCS) works with members, providers and multidisciplinary team members to assess, facilitate, plan and coordinate an integrated delivery of care across the continuum, including behavioral health and long term care, for members with high need potential. HCS staff work to ensure that patients progress toward desired outcomes with quality care that is medically appropriate and cost-effective based on the severity of illness and the site of service.
\n
KNOWLEDGE/SKILLS/ABILITIES
\n
<ul>\n
<li>Assesses inpatient services for members to ensure optimum outcomes, cost effectiveness and compliance with all state and federal regulations and guidelines.</li>
\n
<li>Analyzes clinical service requests from members or providers against evidence based clinical guidelines.</li>
\n
<li>Identifies appropriate benefits, eligibility and expected length of stay for requested treatments and/or procedures.</li>
\n
<li>Conducts inpatient reviews to determine financial responsibility for Molina Healthcare and its members. May also perform prior authorization reviews and/or related duties as needed.</li>
\n
<li>Processes requests within required timelines.</li>
\n
<li>Refers appropriate cases to Medical Directors and presents them in a consistent and efficient manner.</li>
\n
<li>Requests additional information from members or providers in consistent and efficient manner.</li>
\n
<li>Makes appropriate referrals to other clinical programs.</li>
\n
<li>Collaborates with multidisciplinary teams to promote Molina Care Model.</li>
\n
<li>Adheres to UM policies and procedures.</li>
\n
<li>Occasional travel to other Molina offices or hospitals as requested, may be required. This can vary based on the individual State Plan.</li>
\n</ul>
\n
JOB QUALIFICATIONS
\n
Required Education \n Graduate from an Accredited School of Nursing. Required Experience \n 3+ years hospital acute care/medical experience. Required License, Certification, Association \n Active, unrestricted State Registered Nursing (RN) license in good standing. \n Must have valid driver's license with good driving record and be able to drive within applicable state or locality with reliable transportation.
\n
State Specific Requirements:
\n
IL Qualifications: Licensed within the state of Illinois or will apply for licensure within the state of Illinois within 30 days of employment Preferred Education \n Bachelor's Degree in Nursing Preferred Experience \n Recent hospital experience in ICU, Medical, or ER unit. Preferred License, Certification, Association \n Active, unrestricted Utilization Management Certification (CPHM). \n To all current Molina employees: If you are interested in applying for this position, please apply through the intranet job listing. \n Molina Healthcare offers a competitive benefits and compensation package. Molina Healthcare is an Equal Opportunity Employer (EOE) M/F/D/V.
 Pay Range: $26.41 - $61.79 / HOURLY *Actual compensation may vary from posting based on geographic location, work experience, education and/or skill level.

Care Review Clinician, Inpatient Review (RN)

<h3>Job Description</h3>
Calling all financial professionals looking for a role 100% focused on sales! &nbsp;As a Regional Vice President of Sales,&nbsp;you will cover a local territory within driving distance and manage the other parts of your business remotely. There is no cold calling as qualified lead flow is provided. Join our privately held, multi-billion-dollar, global investment firm to put our clients first and better the investment universe.
The Opportunity:
Present Fisher Investments wealth management solutions to high-net-worth prospects. You will report to the Director of Sales who will make sure you have the training and resources to experience success. You will also be supported by sales support, client services, marketing, research and more. Positions are available in several territories and states across the country.&nbsp;&nbsp;
The Day-to-Day:
<ul>
<li>
Convert prospects to clients by showcasing the Fisher difference
</li>
<li>
Engage with high-net-worth prospects to evaluate their personal financial situation and provide solutions
</li>
<li>
Educate prospective clients on the variety of Fisher Investments offerings
</li>
<li>
Partake in ongoing training in advanced phone sales techniques, finance, capital markets and portfolio management
</li>
<li>
Home office position with the expectation to meet prospects face-to-face or virtually in your local territory
</li>
</ul>
Your Qualifications:
<ul>
<li>
5+ years experience working in financial services
</li>
<li>
FINRA Series 65 or a combination of FINRA Series 7 and 66 preferred
</li>
<li>
Multi-year track record of success driving results
</li>
<li>
Experience in high-volume phone activity and in-person meetings
</li>
</ul>
Compensation:
<ul>
<li>
Commission/variable pay based position - $100,000 – $0 base salary range with a gradual step down; compensation includes a percentage of estimated first year’s management fees plus trailers for new business closed
</li>
<li>
This role offers uncapped performance-based compensation with the possibility of a 7-figure income where average earnings normally reach the mid to high 6 figures within 2 years
</li>
</ul>
Why Fisher Investments:
We work for a bigger purpose: bettering the investment universe. We take great pride in our inclusive culture, our learning and development framework customized for every employee, and our Great Place to Work Certification. It's the people that make the Fisher purpose possible, and we invest in them by offering exceptional benefits like:
<ul>
<li>100% paid medical, dental and vision premiums for you and your qualifying dependents</li>
<li>A 50% 401(k) match, up to the IRS maximum</li>
<li>Family Support programs including 8 week Paid Primary Caregiver Leave, $10,000 fertility, family forming, and hormonal health assistance, and back-up child, adult, and elder care</li>
</ul>
FISHER INVESTMENTS IS AN EQUAL OPPORTUNITY EMPLOYER

Vice President of Sales - Financial Services

<h3>Job Description</h3>
Job Description
What's in it for you?
<ul>
<li>Sign-On Bonus: up to $350</li>
<li>Referral Bonus: $500 for EACH person you refer.</li>
<li>$15.00-17.00/hour + TIPS </li>
<li>Hiring immediately!</li>
<li>Flexible Schedule</li>
<li>Growth Opportunities</li>
<li>Pay Activ – On-demand access to earned wages, get up to 50% of your earned wages immediately</li>
<li>Paid training</li>
<li>Free company uniform</li>
</ul>
 The following programs are available to help support you, free of charge.
<ul>
<li>Health Coaching &amp; Resources One-on-one health coaching is available to all employees whether you choose to enroll in LAZ Benefits or not.</li>
<li>Employee Assistance Program (EAP) you and eligible members of your household have 24/7 access to confidential counseling.</li>
<li>Smoking Cessation Program</li>
</ul>
Additional Benefits:
<ul>
<li>401(k) with Employer Match</li>
<li>Medical, dental, vision – 3 plan options!</li>
</ul>
The US spends $160 Billion per year on highways. Every new car model costs at least $1 Billion to develop. Yet cars spend only 5% of their time driving. Where do these cars spend the other 95%? PARKED!
LAZ Parking is one of the largest operators in the growing multi-billion dollar US parking industry. Founded in 1981, LAZ operates hundreds of thousands of parking spaces from offices all across the country. When it comes to parking, we’re the experts!
Most importantly, LAZ is a PEOPLE FIRST company with a mission to “create opportunities for ouremployeesand value for our clients.” If you’re looking to join a growing company led by passionate people committed to being the best – contact us today!
**Hours Available: Overnight Part-time, Overnight full-time and Overnight weekends
The Spirit of the Position:
Do you love driving cars? Meeting new people? Are you energetic and fast on your feet? Well then, we are looking for you. We are hiring Valet Attendants to woo our customers while parking their cars in a professional and responsible manner.
A LAZ Valet Attendant plays a significant role in the success of the company. They are the first person our clients and customers see upon arrival, and the last person our clients &amp; customers see when they depart. A warm welcome, smiling face, and professional demeanor are of the utmost importance.
What Will I Do?
<ul>
<li>Park and retrieve cars like a champ. This means carefully, efficiently, and in a timely manner. Greet all customers by name, take care of their needs, and develop a rapport with each person driving up to your stand.</li>
<li>Help direct traffic to keep the flow of cars clean and organized, all with a smile on your face!</li>
<li>Provide a self-reliant attitude when needed. Must be able to work with or without supervision.</li>
<li>Promote awesome customer relations. Smile, go above and beyond, make them love LAZ Parking the moment they meet you.</li>
</ul>
You Are:
<ul>
<li>Dynamic. You’re charismatic, full of energy, and happy to help in any way you can.</li>
<li>Dependable. Responsible is your middle name. You never disappoint because it’s not in your nature. </li>
<li>A good driver with a driving record to prove it. You don’t speed, you’re cautious – ESPECIALLY with other people’s property. You can also drive a standard transmission. Vroom, vroom!</li>
<li>Good under pressure. You don’t fold and get overwhelmed easily. Instead, you prefer chaos so you can kick its butt.</li>
<li>Good at communicating and have the ability to speak, read, and comprehend English easily.</li>
<li>A team player. You’re open to different opinions and can help motivate your team.</li>
</ul>
Requirements:
<ul>
<li>High school diploma or GED required.</li>
<li>Strong customer service experience.</li>
<li>Parking industry experience is preferred but not required.</li>
</ul>
Physical Demands:
<ul>
<li>Willingness to work in the elements -- heat, wind, snow, rain, etc.</li>
<li>Ability to lift, push and pull at least 25 pounds.</li>
<li>Ability to stand, walk and run for extended periods of time.</li>
<li>Ability to bend, stoop, squat and lift frequently throughout a shift.</li>
</ul>
LAZ Parking is an equal opportunity employer. In all our employment practices, including hiring, we are firmly committed to provide equal employment opportunity (EEO) to all persons, regardless of race, color, religion, sex, national origin, disability, age, genetics, Vietnam era, special disabled, recently separated and other protected veterans, or any other characteristic protected by federal, state or local law. No question in our application process is used for the process of limiting or excluding any applicant's consideration for employment on such grounds.
This Employer participates in E-Verify.

Valet Attendant

<h3>Job Description</h3>
JOB DESCRIPTION
\n
Job Summary
\n
Clinical Appeals is responsible for making appropriate and correct clinical decisions for appeals outcomes within compliance standards.
\n
KNOWLEDGE/SKILLS/ABILITIES
\n
<ul>\n
<li>The Clinical Appeals Nurse (RN) performs clinical/medical reviews of previously denied cases in which a formal appeals request has been made or upon request by another Molina department to reduce the likelihood of a formal appeal being submitted.</li>
\n
<li>Independently re-evaluates medical claims and associated records by applying advanced clinical knowledge, knowledge of all relevant and applicable Federal and State regulatory requirements and guidelines, knowledge of Molina policies and procedures, and individual judgment and experience to assess the appropriateness of service provided, length of stay and level of care.</li>
\n
<li>Applies appropriate criteria on PAR and Non-PAR (contracted and non-contracted) cases and with Marketplace EOCs (Evidence of Coverage).</li>
\n
<li>Reviews medically appropriate clinical guidelines and other appropriate criteria with Chief Medical Officer on denial decisions.</li>
\n
<li>Resolves escalated complaints regarding Utilization Management and Long-Term Services &amp; Supports issues.</li>
\n
<li>Identifies and reports quality of care issues.</li>
\n
<li>Prepares and presents cases in conjunction with the Chief Medical Officer for Administrative Law Judge pre-hearings, State Insurance Commission, and Meet and Confers.</li>
\n
<li>Represents Molina and presents cases effectively to Judicial Fair Hearing Officer during Fair Hearings as may be required.</li>
\n
<li>Serves as a clinical resource for Utilization Management, Chief Medical Officer, Physicians, and Member/Provider Inquiries/Appeals.</li>
\n
<li>Provides training, leadership and mentoring for less experienced appeal LVN, RN and administrative staff.</li>
\n</ul>
\n
JOB QUALIFICATIONS
\n
Required Education
\n
Graduate from an Accredited School of Nursing. Bachelor's degree in Nursing preferred.
\n
Required Experience
\n
<ul>\n
<li>3-5 years clinical nursing experience, with 1-3 years Managed Care Experience in the specific programs supported by the plan such as Utilization Review, Medical Claims Review, Long Term Service and Support, or other specific program experience as needed or equivalent experience (such as specialties in: surgical, Ob/Gyn, home health, pharmacy, etc.).</li>
\n
<li>Experience demonstrating knowledge of ICD-9, CPT coding and HCPC.</li>
\n
<li>Experience demonstrating knowledge of CMS Guidelines, MCG, InterQual or other medically appropriate clinical guidelines, Medicaid, Medicare, CHIP and Marketplace, applicable State regulatory requirements, including the ability to easily access and interpret these guidelines.</li>
\n</ul>
\n
Required License, Certification, Association
\n
Active, unrestricted State Registered Nursing (RN) license in good standing.
\n
Preferred Education
\n
Bachelor's Degree in Nursing
\n
Preferred Experience
\n
5+ years Clinical Nursing experience, including hospital acute care/medical experience.
\n
Preferred License, Certification, Association
\n
Any one or more of the following:
\n
<ul>\n
<li>Active and unrestricted Certified Clinical Coder</li>
\n
<li>Certified Medical Audit Specialist</li>
\n
<li>Certified Case Manager</li>
\n
<li>Certified Professional Healthcare Management</li>
\n
<li>Certified Professional in Healthcare Quality</li>
\n
<li>other healthcare certification</li>
\n</ul>
\n\n
To all current Molina employees: If you are interested in applying for this position, please apply through the intranet job listing.
\n
Molina Healthcare offers a competitive benefits and compensation package. Molina Healthcare is an Equal Opportunity Employer (EOE) M/F/D/V.
\n
 Pay Range: $77,969 - $141,371 / ANNUAL *Actual compensation may vary from posting based on geographic location, work experience, education and/or skill level.

Clinical Appeals Nurse (RN)

<h3>Job Description</h3>
Market Risk VP Quantitative Analyst
Country: United States of America
Your Journey Starts Here:
Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.
An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!
Job Description Summary:
We are looking for a highly skilled and motivated Quantitative Analyst to join our Market Risk team. The ideal candidate will have strong technical expertise in fixed income quantitative finance and securitized product modeling, along with a deep understanding of market risk measures and regulatory requirements. This role requires proficiency in Python, R, MATLAB, or SQL, as well as the ability to develop and deliver high-quality technical documentation. The successful candidate will combine analytical rigor with programming skills to support risk management and financial modeling initiatives.
Essential Functions/Responsibility Statements:
Independent Model Assessment and Testing:
<ul>
<li>
Conduct qualitative and quantitative assessment of risk models, ensuring data quality, theoretical soundness, and ongoing performance testing.
</li>
<li>
Perform independent testing of model assumptions and assess conceptual robustness.
</li>
<li>
Utilize statistical and machine learning techniques to analyze model risks and validate outputs.
</li>
<li>
Evaluate emerging risks, reach conclusions on strengths and limitations of the model, and provide recommendations to enhance model resilience.
</li>
<li>
Engage in continuous dialogue with model developers, risk managers, and business stakeholders.
</li>
<li>
Prepare detailed Model Development Documentation (MDD) to ensure regulatory compliance.
</li>
</ul>
​Risk Analytics &amp; Model Development:
<ul>
<li>
Develop, test, and enhance risk analytics frameworks for new financial products.
</li>
<li>
Implement infrastructure improvements to support new risk analytics models, including performance monitoring controls.
</li>
<li>
Conduct quantitative research to refine model assumptions and identify areas for improvement.
</li>
<li>
Implement model changes, enhancements, and remediation plans to align with regulatory expectations.
</li>
</ul>
Stakeholder Communication &amp; Regulatory Compliance:
<ul>
<li>
Collaborate with key stakeholders, including trading desks, IT, global and local risk management teams, and model validation units.
</li>
<li>
Effectively communicate validation results and risk insights to both technical and non-technical audiences, including regulatory bodies.
</li>
<li>
Ensure all models comply with internal governance and regulatory guidelines (Basel III, SR 11-7, CCAR, FRTB).
</li>
</ul>
Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
<ul>
<li>
Master's or Ph.D. in a quantitative field such as Finance, Physics, Mathematics, Business, Engineering or a related discipline with a modeling background.
</li>
<li>
5-7+ years of experience in market risk model development and/or validation within the financial services industry is highly desired.
</li>
<li>
Experience with pricing and risk models for fixed income products – particularly securitized products, MBS, RMBS, Agency, Non-Agency, Residential, Commercial, Asset Backed Securities.
</li>
<li>
Deep understanding of market risk measures, concepts, and regulatory rules: VaR, Greeks, and Model Validation Testing.
</li>
<li>
Strong analytical skills required to understand quantitative models.
</li>
<li>
Strong knowledge and understanding of the fixed income products.
</li>
<li>
Strong analytical skills with the ability to understand and evaluate complex quantitative models.
</li>
</ul>
Technical Skills:
<ul>
<li>
Hands-on experience with one or more of Python, R, MATLAB, and SQL
</li>
<li>
Advanced Python programming (NumPy, Pandas, SciPy)
</li>
<li>
Statistical modeling and machine learning.
</li>
<li>
Risk modeling frameworks, financial time series analysis.
</li>
<li>
Strong foundation in stochastic calculus, Monte Carlo simulations, and numerical methods.
</li>
<li>
Experience with vendors such as PolyPaths, Numerix, Bloomberg, Mortgage Data is a plus.
</li>
</ul>
Soft Skills:
<ul>
<li>
Excellent communication skills to interact with trading desks, risk teams, and regulatory stakeholders.
</li>
<li>
Excellent written and verbal communication skills, with the ability to translate complex quantitative concepts into actionable insights for senior management.
</li>
</ul>
 EEO Statements: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent Minimal physical effort such as sitting, standing and walking. Occasional moving and lifting equipment and furniture is required to support onsite and offsite meeting setup and teardown. Physically capable of lifting up to fifty pounds, able to bend, kneel, climb ladders. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate at any time for any reason.
What Else You Need To Know:
The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.
Base Pay Range
Minimum:
$120,000.00 USD
Maximum:
$205,000.00 USD
Link to Santander Benefits:
Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)
Risk Culture:
We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.
EEO Statement: 
At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions:
Frequent minimal physical effort such as sitting, standing&nbsp;and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights:
This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.
What To Do Next:
If this sounds like a role you are interested in, then please apply.
We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at <a href="mailto:TAOps@santander.us" target="_blank">TAOps@santander.us</a> to discuss your needs.
 
Primary Location:&nbsp;New York, NY, Madison Ave Corp
 
Other Locations:&nbsp;New York-New York
 
Organization:&nbsp;Santander US Capital Markets LLC

Market Risk VP Quantitative Analyst

<h3>Job Description</h3>
Job Description
 
WEST SIDE FEDERATION FOR SENIOR AND SUPPORTIVE HOUSING
Social Worker I - Bilingual
The Bilingual Social Worker I works as part of the social service team. &nbsp;They report to the Clinical Coordinator, or Director of Clinical and Social Services, while working closely with their Building Manager.
A Bilingual Social Worker I is an exempt employee who is required to have a Masters’ Degree and speak/write/read Spanish fluently. They are expected to be able to work autonomously while developing 1:1 relationships with the residents. &nbsp;This relationship will enable the Bilingual Social Worker I to provide a comprehensive range of social work services to the residents and enable the residents to establish and maintain safe and independent lifestyles in the community. &nbsp;&nbsp;
 
WSFSSH strongly supports M.S.W. level social workers &nbsp;obtaining their licensing. &nbsp;We offer study groups for staff who are preparing to take their exam. WSFSSH will also pay for a study course if needed, and pays for up to 2 licensing exams, as well as registration/licensing fees. Once a MSW staff member has obtained their LMSW, WSFSSH will cover reasonably priced ceu credits in order to meet licensing requirements. &nbsp;In addition, WSFSSH will provide weekly clinical supervision by a LCSW, and because WSFSSH is a waivered agency with the NYS Education Dept, a LMSW's work experience will count towards their LCSW. Typically, after 3 years of full time employment, a LMSW will be eligible to apply for their LCSW. &nbsp;Similarly, WSFSSH will cover testing and licensing fees to obtain the clinical license, and when LCSW is obtained, WSFSSH will cover the cost of CEUs to maintain the license.Responsibilities
<ul>
<li>Assist residents in obtaining and maintaining appropriate medical and mental health services.</li>
<li>Assist residents in obtaining and maintaining entitlements.</li>
<li>Assist residents in obtaining and maintaining home care.</li>
<li>Provide care coordination for residents, as needed, between community service providers.</li>
<li>Assist residents in establishing and/or maintaining family and social relationships.</li>
<li>Through in-house and community referrals, assist residents in participating in socialization activities.</li>
<li>Assist residents with budgeting, income maintenance etc. to ensure on-time payment of rent. &nbsp;</li>
<li>Assist residents with money management as needed.</li>
<li>Follow up with resident and other service providers during out of facility stays such as hospitalizations and/or short-term rehabilitation placements. &nbsp;&nbsp;</li>
<li>Oversee the discharge planning process for residents as applicable, including the completion of all necessary discharge forms and/or applications to other facilities.</li>
<li>Provide individual counseling as needed.</li>
<li>Escort residents to appointments as needed.</li>
<li>Provide crisis intervention services as needed.</li>
<li>Provision of group work services for residents, including recreational, educational and/or clinical groupwork.</li>
<li>Participate in the intake process of prospective residents as assigned.</li>
<li>Maintain professional roles and boundaries.</li>
<li>Work cooperatively with other staff members.</li>
<li>Share information about resident progress, needs, and problems with other staff as appropriate, guided by the WSFSSH Confidentiality Policy.</li>
<li>Complete non-reportable and reportable incident reports as assigned.</li>
<li>Uphold standards of diversity, equity and inclusion in provision of services.</li>
<li>Maintain competency in software and data bases as required.</li>
<li>Implement emergency procedures as necessary.</li>
<li>Attend supervision meetings, team meetings and staff meetings.</li>
<li>Maintain thorough case records, including case notes, support plans and psychosocial histories within the time frames required by WSFSSH and the contract/regulatory agencies where applicable.</li>
<li>Other duties as assigned.</li>
</ul>
Qualifications
<ul>
<li>MSW preferred, or MA in human services field with a minimum of two years social work experience</li>
<li>Fluency in written and oral Spanish and English (without online translator assistance)</li>
<li>Experience with older adults and people with mental illness and/or substance use preferred</li>
</ul>
Employee Acknowledgement&nbsp; &nbsp;
Equal Employment Opportunity (EEO) has been, and will continue to be, a fundamental principal at WSFSSH, where employment is based upon employees’ qualifications without discrimination on the basis of race, creed, color, national origin, religion, sex, age, disability, marital status, sexual orientation, military status, citizenship status, genetic predisposition or carrier status, or any other protected characteristic as established by law.

 
 
Compensation details: 55000-62000 Yearly Salary
 
PIb8aa49c3c717-25405-38154000

Social Worker I - BILINGUAL SPANISH

<h3>Job Description</h3>
Western Express is Now Hiring Entry Level CDL-A Drivers \nRecent Grads Make up to $80K in your First Year! - NO Experience Required - Weekly Home-Time*
\n\n
A valid CDL-A is required for this position!
\n\n
<ul>\n\t
<li>STEP ONE: Request info by submitting this form</li>
\n\t
<li>STEP TWO: Complete the Western Express online Intelliapp application (provided upon completion of STEP ONE and takes about 10 min)</li>
\n\t
<li>STEP THREE: Connect with a Western Express team member to discuss available options and answer further questions (we'll contact you at the number provided)</li>
\n</ul>
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&nbsp;HAVE YOUR CDL-A? APPLY NOW!
\n\n
We Offer:&nbsp;
\n\n
<ul>\n\t
<li>Great Pay – Recent Grads can make up to $80,000 their first year!</li>
\n\t
<li>High rates - Starting rates up to 48 CPM + increases up to 53 CPM within your first year!</li>
\n\t
<li>Reliable home time – Get home every 12-16 days with OTR or get home every week with Regional!*</li>
\n\t
<li>Experienced top earners and trainers make up to $100,000 per year!</li>
\n\t
<li>Outstanding team incentives - Up to $3,400/week per team</li>
\n\t
<li>Choose Flatbed or 100% no-touch Dry Van freight* with 60-80% drop and hook!</li>
\n\t
<li>$1,000 driver referral bonus – unlimited!</li>
\n\t
<li>Dependable equipment: 1-1/2 year average truck age + brand new 2024 tractors!</li>
\n\t
<li>Excellent benefits: Health, dental, and vision + 401K</li>
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<li>Pet &amp; rider policies</li>
\n\t
<li>Paid vacation&nbsp;</li>
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<li>NO EXPERIENCE REQUIRED! WE WILL GIVE YOU THE TRAINING YOU NEED! (CDL-A Required)</li>
\n</ul>
\n\n
INTERESTED IN BEING A DRIVER TRAINER? Drive with Western for 3 months or more and you can qualify as a driver trainer! Call today for more details on how you can earn up to $100,000 annually!
\n\n
Have you been out of driving for 3 years or more? Are you a recent CDL-A grad? Call us for information about our training programs today!
\n\n
Why wait to earn more?&nbsp;
\n\n
Western Express has immediate openings for entry level company truck drivers! (CDL-A required.) With our paid training, steady miles and numerous perks, Western Express is your best first step into the trucking industry! CALL or APPLY NOW! Limited opportunities!
\n\n
Requirements:&nbsp;
\n\n
<ul>\n\t
<li>Valid CDL-A&nbsp;</li>
\n\t
<li>21 Years of Age or Older</li>
\n</ul>
\n\n
HAVE YOUR CDL-A? APPLY NOW!
\n\n
Western Express is a non-discriminatory and equal opportunity employer. Regardless of background, we'd like to speak with you to see if you qualify.
\n\n
(*Flatbed/Van freight and regional fleet availability subject to geographical eligibility)
\n\n
(**Subject to change without notice. Additional restrictions may apply.)

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