Job Description
Job DescriptionJob ProfileJob Title:Mortgage Processor IILocation: Buffalo, NYHire Type: ContingentPay Range: $22/hrWork Model:HybridRecruiter Contact:Kyle Muldoon, kmuldoon@imaginestaffing.net, 716-256-1284Nature & ScopePositional Overview:Our client is a Mortgage Processor to support new loan applications from start to finish. This role involves collecting documents, verifying information, keeping files moving on time, and coordinating with internal and external contacts to ensure all underwriting and compliance steps are handled correctly. If you’ve worked with mortgages and can stay organized Role & Responsibility:Tasks That Will Lead To Your Success:
- Maintain effective communication with all necessary parties involved in a new loan application, from the customer, broker, correspondent, loan officer, and co-workers to ensure a seamless and positive application experience.
- Monitor and update credit reports, appraisals, income documentation, and all verifications to ensure all underwriting conditions are met.
- Work closely with underwriting to quickly resolve any issues or concerns.
- Collect and follow up on required documentation from outside partners (credit, income, appraisals, title, insurance, etc.) and internal teams.
- Ensure all processing steps align with regulatory, investor, and company standards.
- Perform other administrative duties supporting the origination department including but not limited to: preparing and mailing commitment letters, title and homeowners insurance review, mailing loan suspend notices, updating loan conditions, providing the closing attorney with additional documentation, and all appropriate processing checklists.
- Stay current with compliance and regulatory changes, making updates to documentation when needed.
- Maintain accurate records and follow up on audit or risk-related findings.
- Understand and adhere to the Company's risk and regulatory standards, policies, and controls in accordance with the Company's Risk Appetite. Identify risk-related issues needing escalation to management.
Skills & ExperienceQualifications That Will Help You Thrive:
- Associate degree and at least 1 year of mortgage industry experience.
- In lieu of a degree, 3 years of work experience with 1 year of mortgage industry experience.
- Proficiency with Microsoft Office tools, including spreadsheets, word processing, email, and PDF software.
Education and Experience Preferred:
- Ability to make sound decisions based on information provided.
- Familiarity with product, investor, and compliance guidelines.
- Comfortable working in a fast-paced, constantly changing environment.
- Quickly adapt to new policies and procedures.
- Able to work independently and manage time effectively.
- Strong written and verbal communication.
- Highly organized, detail-oriented, and able to multitask.
- Effective at prioritizing daily workload.
- Dependable team player with a strong work ethic.
If you're organized, driven, and ready to make an impact in mortgage operations, we want to hear from you today!